Welcome to RefundExpertCa.com (“we,” “our,” or “us”).
These Terms and Conditions (“Terms”) govern your use of our website, RefundExpertCa.com, and any services provided by us. By accessing or using our site and services, you agree to be bound by these Terms.
If you do not agree with any part of these Terms, you must not use our website or services.

1. Our Services
RefundExpertCa.com  provides assistance and guidance to individuals and organizations who have been victims of online scams and frauds. Our services may include:

• Scam consultation and case evaluation
• Guidance on recovery actions
• Communication support with relevant authorities or financial institutions
• Referral to legal or investigative partners (when applicable)

2. No Guarantee of Fund Recovery
IMPORTANT NOTICE:
While we strive to assist victims to the best of our ability, we do not and cannot guarantee a full or partial recovery of lost funds. Many scam-related losses are difficult or impossible to recover due to jurisdictional limitations, anonymity of perpetrators, and other legal or technical constraints.
You acknowledge and accept that using our services does not ensure successful recovery.
3. User Responsibilities
By using our services, you agree to:

• Provide accurate, complete, and honest information
• Not misuse or abuse our services
• Cooperate fully with our team or any third parties involved in your case
• Abide by all applicable laws and regulations

4. Eligibility
To use our services, you must:

• Be at least 18 years old or have parental/guardian consent
• Be legally competent to enter into a binding agreement

5. Payment and Fees
Some of our services may be free, while others may require payment. You will be informed of any costs before service delivery. All payments are final unless otherwise agreed in writing.
6. Intellectual Property
All content on our website, including text, graphics, logos, and other materials, is the property of Ontario Refunds or its content providers and is protected by intellectual property laws. You may not reproduce, distribute, or use any content without written permission.
7. Limitation of Liability
To the fullest extent permitted by law, RefundExpertCa.com  is not liable for any direct, indirect, incidental, or consequential damages resulting from:

• Use or misuse of our website or services
• Failure to recover funds or achieve desired outcomes
• Delays, errors, or interruptions in service

Our liability, if any, shall be limited to the amount paid for our services.
8. Third-Party Services and Referrals
We may refer you to trusted third parties such as legal experts or investigators. We do not control these third parties and are not responsible for their actions, advice, or results.
9. Changes to Terms
We may update these Terms at any time. The revised version will be posted on this page with an updated effective date. Continued use of our services means you accept the updated Terms.
10. Termination
We reserve the right to terminate or suspend access to our website or services at any time, with or without notice, for any reason including violation of these Terms.
11. Contact Us
For questions about these Terms, please contact:
RefundExpertCa
Website: RefundExpertCa.com
Email: support@refundexpertca.com